In January 2026, a Shopify merchant posted on r/shopify: 'Apparently, Disputifier — the app I trusted to handle chargebacks automatically — had a massive API leak. I have poured months of work, time, and money into my store, and now it feels like it is all slipping through my fingers.' The post sparked panic among merchants who had integrated chargeback automation into their operations.
Chargebacks cost merchants $117 billion annually. Every Shopify store with significant volume faces them — friendly fraud, card testing, and legitimate disputes alike. Disputifier emerged as the go-to solution, charging $15-499/mo plus a percentage of recovered funds. But the API leak damaged trust precisely when merchants need to trust their chargeback handler with sensitive payment data.
The opportunity is a security-first chargeback tool that positions against Disputifier's breach. At $29-99/mo flat rate (no percentage), with SOC 2 compliance messaging and transparent security practices, it could capture merchants actively seeking alternatives. Chargeflow's success-based model (25% of recovered) is appealing but can get expensive — a flat-rate option fills a gap.
💰 Revenue Blueprint
Three-tier value ladder to monetize from day one
Chargeback monitoring and alerts only, no automation
Up to 20 disputes/mo, automated evidence gathering, response templates
Unlimited disputes, priority processing, analytics, prevention alerts, API access
📊 Market Evidence
The Market Gap
Disputifier leak created trust vacuum. Chargeflow is success-based (can be expensive). Gap for security-first tool at $29-99/mo flat rate. Focus on: transparent security practices, flat pricing, Shopify-native integration.
Revenue Examples
Shopify app reviews + pricing
Funding news + growth
Funding rounds (enterprise)
🏆 Competitor Landscape
How existing players stack up in this market
| Competitor | Pricing | Notes |
|---|---|---|
| Disputifier | $15-499/mo + % of recovered | Market leader. Had major API leak (Jan 2026). Trust damaged. |
| Chargeflow | 25% of recovered (success-based) | AI-powered. No upfront cost. Growing fast. Can get expensive. |
| Chargeback Gurus | Custom pricing | Full-service. Higher touch, higher cost. |
| Midigator | Enterprise pricing | Prevention + recovery. Mid-market focus. |
| Signifyd | % of GMV | Fraud prevention + chargeback guarantee. Enterprise. |
Market leader. Had major API leak (Jan 2026). Trust damaged.
AI-powered. No upfront cost. Growing fast. Can get expensive.
Full-service. Higher touch, higher cost.
Prevention + recovery. Mid-market focus.
Fraud prevention + chargeback guarantee. Enterprise.
Launch Strategy
1) Position as 'secure alternative post-Disputifier leak' (urgent messaging). 2) Content: 'How to choose a secure chargeback tool after the Disputifier breach'. 3) Direct outreach to merchants posting about Disputifier concerns. 4) Flat-rate pricing as key differentiator. 5) SOC 2 compliance badge prominent in marketing. 6) Partner with Shopify agencies managing high-volume stores.
🛠️ Recommended Tech Stack
Suggested tools and technologies to build this idea
Why this stack: Security-first architecture is the differentiator. AWS provides SOC 2 compliant infrastructure. Encryption at rest and in transit. Minimal data retention.
Score Breakdown
Good market signals with room for growth
Market (20%) + Revenue (20%) + Trend (15%) + Competition (15%) + Build (15%) + Pricing (15%)
8/10 — $117B chargeback market. Disputifier, Chargeflow prove demand. Every high-volume store needs this.
6/10 — Chargeflow growing fast (success-based). Less public indie data. Disputifier private.
5/10 — Payment/dispute handling is complex. 5-6 weeks MVP. Compliance requirements.
🚀 Start Building
Copy a prompt into your favorite AI coding tool and start building this idea right now.
Build a SaaS product called "Shopify Chargeback Shield". ## Product Overview AI-powered chargeback prevention with automated evidence collection. No API leaks. ## Problem AI-powered chargeback prevention with automated evidence collection. No API leaks. ## Solution Build Shopify Chargeback Shield ## Target Audience indie hackers, small businesses, and solopreneurs ## Tech Stack - Next.js 15 (App Router) with TypeScript - Tailwind CSS v4 for styling - Supabase for auth, database, and storage - Vercel for deployment - shadcn/ui for UI components - Framer Motion for animations ## MVP Features to Build 1. Landing page with clear value proposition 2. User authentication (sign up, sign in, forgot password) 3. Core product functionality based on the solution above 4. Dashboard for users to manage their data 5. Pricing page with at least 2 tiers (free + paid) 6. Basic settings/profile page ## Known Competitors Disputifier, Chargeflow, Chargeback Gurus, Midigator, Signifyd ## Key Risks to Address Standard market entry risks ## Deployment 1. Set up Supabase project and configure environment variables 2. Deploy to Vercel with `npx vercel --prod` 3. Set up custom domain 4. Configure Supabase RLS policies for security ## Instructions Start by creating the project structure, then build the landing page first. Use server components where possible. Make it mobile-responsive from the start. Focus on getting the core value loop working before adding polish.